Kinsale community databank – Project outline

We would like to build an online resource for the local community under the domain, some of which can be open to visitors and some which would need to be password protected. The proposed Kinsale Community Databank will combine feeds from existing sources of local information (eg Golden Pages, LinkedIn, Facebook, Google Maps, MeetUp, etc) and new content. In order to build this, we will need to commission some software development work and recruit a ‘Data Ambassador’ to encourage supply, collate and upload content – especially local directory content. It should include:

  • An historic archive – structured to allow browsing, and including images and text. Volunteer historians are sought to develop the content for this.
  • A ‘living archive’ based on contributions from residents and those with a special relationship to Kinsale. This will be based on the My Kinsale book content with updates and adding video and audio files. We would like to extend this project along the lines of An Duchas, and will apply for Creative Ireland funding to support this work. Volunteer researchers and recorders and sought to help capture content locally.
  • A skills database driven by referrals to allow users to look up and rate people’s skills/refer friends – this will build on the ‘Recommendations’ section of Kinsale Noticeboard and establish an ongoing reference source – specific skills (eg plumbing) and past experience (eg worked in traffic management). To avoid GDPR concerns, this will need careful planning and systems architecture. In order to populate this in the first instance, a survey will be carried out to collect skills information.
  • A portal to The Kinsale Co-operative Society online ‘banking’ services – more on this to come.
  • A Community Groups section which profiles each of the established Kinsale groups, of which there are about 20-30, and allows for news to be added. A volunteer is sought to contact all groups with a standard form for content provision and to collate this section.

In order to move this project forward, IBK would like to engage with potential sponsors/donors in the region to help fund the work and those who could access corporate support (eg in providing CRM and project management). We would also like to engage with school and college students to set up projects to collect local stories, podcasts/videos and to digitise/annotate photo collections.

What might a Kinsale Co-operative Society look like?


A standard definition of cooperatives in the U.S., a user-owned, user-controlled business that distributes benefits based on use, combines the model’s three fundamental principles: user-ownership, user-control, and the distribution of net income based on patronage rather than investment (Zeuli and Cropp 2004). A coop’s user is a person that supplies its raw product (e.g., grain for processing) or purchases its goods and services. The “user-owner” principle implies that the people who use the co-op help finance the co-op in return for ownership shares. Cooperative patrons (or users) become members by investing equity (either up-front or over time) in the cooperative. Members generally contribute thirty to fifty percent of the capital required to finance the enterprise.4 The collective investment of equity creates joint ownership of the business. Cooperatives may receive grants and loans (debt capital) from lending institutions (there are banks that specialize in providing cooperative credit) but there are limitations on receiving equity capital from individuals or organizations that will not patronize the cooperative. Cooperatives may obtain equity from non-members, but the investors may not be granted any voting rights and their returns from the investment are limited by state cooperative statutes (in most states dividends may not exceed eight percent annually).

Self-help community development The self-help model places community members at the core of a development process with two goals: to improve the quality of life within the community and to increase the community’s internal capacity to create further change by institutionalizing the community development process.

A community’s assets include the human, social, physical, financial, and environmental, or taken together what Green and Haines (2002) call “community capital.” By virtue of being locally developed, locally owned and locally controlled, cooperatives clearly build on a community’s human capital, social capital, and financial capital.

The cooperative contribution to human capital development (education, skills, and experience) may be its most substantial community development impact. According to Richardson (2000), the value of leadership training cannot be overestimated: “If I were pressed to select only one from a list of the ten most important components needed for sustainable rural community development, it would have to be leadership training”

The willingness of people to cooperate and trust is a fundamental building block in a cooperative development strategy. Communities with established networks and relationships (civic communities) build trust and make organizing efforts easier.

Concept and objectives for Kinsale Co-operative Society (KCS)

  1. A NFP trust with members who are residing in or have a strong interest in Kinsale.
  2. A ‘self-development co-operative’ which promotes community residents to use local financial resources to create businesses/services and assets that are locally owned and controlled.
  3. A tightly defined list of objectives which are administered by the (elected) trustees and potentially an executive:
  4. Acquisition of assets (eg buildings or land) and business entities for the benefit of the Kinsale community. This should be limited to acquiring a controlling interest, and each entity should be in principle self-financing in due course.
  5. Provision of services for the community (incremental to existing services, not substitutional) which augment the status and quality of Kinsale (eg Kinsale Wifi) – this could include tourism services making Kinsale a better attraction, town management services to improve the living environment for residents or educational services to supplement existing state-run education.
  6. Education in specific skills – eg managing small businesses in the town – potentially through the provision of multi-business supports (eg a hub)
  7. Provide sustainable employment opportunities for residents of Kinsale, especially those without transferrable skills or the wish/ability to work elsewhere.
  8. Investment in small local enterprises and community-based projects to support sustainable futures. It should be able to include some element of risk by the KCS
  9. A robust process of evaluation, monitoring and review of projects and their achievements will be essential.

Governing principles

The principles governing KCS would include the ICO guidelines:

  1. Voluntary and Open Membership
  2. Democratic Member Control
  3. Member Economic Participation
  4. Autonomy and Independence
  5. Education, Training and Information
  6. 6. Co-operation among Co-operatives
  7. 7. Concern for Community


Funds in the form of member shares ,some of which are withdrawable:

  1. A small unit price for minimum membership – non-withdrawable but allows access to the Kinsale Membership Card (eg €10-20 per year). This should be attainable by adults and children/younger members, residents and those visitors who want to benefit from Kinsale offers during their stay
  2. A manageable larger unit with voting rights and withdrawable at par (eg €100-500 per unit)
  3. A Larger ‘charitable donation’ share – this would be in the form of a non-withdrawable donation but could attract benefits
  4. An investor level (private or corporate) share – this might include ethical VC, crowd funding and investment by other co-operatives – the proportion of paid-up capital in this area would be limited.  It might be better to reserve this investment for specific projects (eg JV acquisition of public spaces)

2 and 4 would perhaps attract dividend payments

2 and 3 would include specific benefits:

  1. Listings on a consumer-facing website, brochures etc and participation in promotional events (KCS show etc)
  2. Membership card which offers benefits to local spending
  3. Consulting and marketing support for businesses which participate

Technical solutions

It is important that a system is built to administer KCS, based on online financial management.  Consider:

  1. Automated membership payments
  2. Administration of loans and investments
  3. Loyalty card points-based reward system allowing members to use their card in Kinsale businesses to earn points which can be spent within the community on KCS investments – a virtuous circle investment.
  4. Full financial accountability and governance to benefit from tax breaks etc
  5. Online voting